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Terms & Conditions

Welcome to Find My Rate (“Compare Market Bonds”, “we”, “us”, or “our”). These Terms and Conditions (“Terms”) govern your access to and use of www.FindMyRate.co.uk (the “Website”). By accessing or using our Website, you agree to be legally bound by these Terms. If you do not accept these Terms, please do not use the Website.

1. Purpose of the Website

Find My Rate is a marketing and lead generation service. We provide users with access to information on a variety of financial products, including bonds and investment opportunities, and connect interested individuals with third-party service providers.

We do not provide any financial advice, brokerage services, or investment management. Our role is strictly limited to marketing and referral.

2. Use of the Website

By using the Website, you agree not to:

  • Use the Website in any way that violates applicable laws or regulations;

  • Engage in any activity that interferes with or disrupts the Website;

  • Misrepresent your identity or provide false information;

  • Harvest or collect personal data from the Website without consent.

3. Third Party Partners and Lead Distribution

When you express interest in a product or service featured on our Website, we may collect and securely share your information (“lead”) with one or more third-party financial service providers or intermediaries.

Once your details are transferred:

We do not control, monitor, endorse, or accept responsibility for the conduct, actions, representations, or services provided by these third parties. Your relationship with these entities is governed solely by their respective terms, privacy policies, and regulatory status.

It is your responsibility to perform due diligence and seek independent financial advice before proceeding with any financial transaction.

4. No Financial Advice

All content on this Website is intended for informational and marketing purposes only. It should not be considered investment, financial, legal, or tax advice.

We recommend consulting with a licensed professional before making any financial decisions.

5. Accuracy and Availability

We strive to ensure that the information on our Website is current and accurate; however, we make no warranties or guarantees as to the completeness, accuracy, or timeliness of any information.

We may update, modify, or remove content at any time without notice.

6. Intellectual Property

All intellectual property on this Website—including but not limited to text, images, branding, and layout—is owned by Compare Market Bonds or our licensors. Reproduction or redistribution of any content without written permission is prohibited.

7. Limitation of Liability

To the fullest extent permitted by law, Compare Market Bonds shall not be liable for:

  • Any losses or damages arising from your use or inability to use the Website;

  • Any actions taken by third parties with whom your information is shared;

  • Errors, omissions, or inaccuracies in the information provided.

8. Indemnification

You agree to indemnify and hold harmless Compare Market Bonds and its affiliates from any claims, liabilities, or expenses (including legal fees) arising from your breach of these Terms or misuse of the Website.

9. Privacy

Our handling of your personal data is governed by our Privacy Policy, which explains how we collect, use, and share information you provide. Please review it carefully.

10. Modifications to Terms

We reserve the right to update or change these Terms at any time. Continued use of the Website following any updates indicates your acceptance of the revised Terms.

Our expert advisers offer a complimentary consultation to assess your needs and help you find the perfect bond tailored to you—at no cost. Please note that Find My Rate does not sell bonds directly and is not regulated by the FCA; however, the bond providers we collaborate with are fully regulated by the FCA. We operate as a marketing and lead generation company, passing your details on to third-party providers who work with us.

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